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Crypto.com

4.1/5Up to 5% cashback5 cards

Crypto.com offers 5 Visa card tiers, from the free Midnight Blue to the Obsidian card requiring 400,000 CRO staking (~$200K). Cashback ranges from 0% (no staking) to 8% in CRO. This comparison helps you find the right tier for your profile.

Carte physique Midnight Blue de Crypto.com, vue de face
Midnight Blue

Midnight Blue

63/ 100
Moderate
Trust score, 63/100
Age10 yrs
RegulationStandard
Trustpilot1.3/5
AUMLarge ($10-100B)
Cashback,
Annual feesFree
Staking requiredNot required
NetworkVisa
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Carte physique Ruby Steel de Crypto.com, vue de face
Ruby Steel

Ruby Steel

63/ 100
Moderate
Trust score, 63/100
Age10 yrs
RegulationStandard
Trustpilot1.3/5
AUMLarge ($10-100B)
Cashback2%
Annual feesFree
Staking required400
NetworkVisa
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Carte physique Royal Indigo de Crypto.com, vue de face
Jade Green / Royal Indigo

Royal Indigo

63/ 100
Moderate
Trust score, 63/100
Age10 yrs
RegulationStandard
Trustpilot1.3/5
AUMLarge ($10-100B)
Cashback3%
Annual feesFree
Staking required4,000
NetworkVisa
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Carte physique Jade Green de Crypto.com, vue de face
Jade Green / Royal Indigo

Jade Green

63/ 100
Moderate
Trust score, 63/100
Age10 yrs
RegulationStandard
Trustpilot1.3/5
AUMLarge ($10-100B)
Cashback3%
Annual feesFree
Staking required4,000
NetworkVisa
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Carte physique Frosted Rose Gold de Crypto.com, vue de face
Frosted Rose Gold / Icy White

Frosted Rose Gold

63/ 100
Moderate
Trust score, 63/100
Age10 yrs
RegulationStandard
Trustpilot1.3/5
AUMLarge ($10-100B)
Cashback5%
Annual feesFree
Staking required40,000
NetworkVisa
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Strengths

  • Free card with no annual fee on all tiers
  • Up to 8% CRO cashback (Obsidian tier)
  • Spotify, Netflix, Amazon Prime reimbursements depending on tier
  • Airport lounge access from Frosted Rose tier onwards
  • Accepted worldwide via the Visa network
  • Comprehensive app, rated 4.5/5 on the App Store

Weaknesses

  • Cashback paid in CRO, a highly volatile token
  • CRO staking locked for 180 days
  • Very high staking required for best perks (40,000 CRO for Icy White)
  • Midnight Blue card only offers 1% cashback with no staking
  • Customer support can be slow via in-app chat

Why choose Crypto.com ?

The Crypto.com card is ideal for investors looking to maximise rewards within the CRO ecosystem. With five tiers from the free Midnight Blue to the exclusive Obsidian, it adapts to every profile. Its main strength lies in the depth of benefits, Spotify, Netflix, airport lounges, that scale with your staking commitment, making each tier upgrade a genuine qualitative step forward.

About Crypto.com

Founded
2016
HQ
Singapore
Regulation
MAS (Singapour), FCA (UK)

Card comparison Crypto.com

TierMidnight BlueRuby SteelJade Green / Royal IndigoJade Green / Royal IndigoFrosted Rose Gold / Icy White
Cashback
,
2%
3%
3%
5%
Annual feesFreeFreeFreeFreeFree
Staking requiredNot required400 tokens4,000 tokens4,000 tokens40,000 tokens
NetworkVisaVisaVisaVisaVisa
Markets
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Our verdict, Crypto.com

For most users, the Ruby Steel card (400 CRO staked, ~$200) offers the best value with 2% cashback plus Spotify perks. Beyond that, staking requirements grow exponentially for diminishing returns.

FAQ

Full review, Crypto.com

Cashback, fees, security, user experience, everything covered in depth.

Full review

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