Crypto.com
4.1/5Up to 5% cashback5 cardsCrypto.com offers 5 Visa card tiers, from the free Midnight Blue to the Obsidian card requiring 400,000 CRO staking (~$200K). Cashback ranges from 0% (no staking) to 8% in CRO. This comparison helps you find the right tier for your profile.
Strengths
- Free card with no annual fee on all tiers
- Up to 8% CRO cashback (Obsidian tier)
- Spotify, Netflix, Amazon Prime reimbursements depending on tier
- Airport lounge access from Frosted Rose tier onwards
- Accepted worldwide via the Visa network
- Comprehensive app, rated 4.5/5 on the App Store
Weaknesses
- Cashback paid in CRO, a highly volatile token
- CRO staking locked for 180 days
- Very high staking required for best perks (40,000 CRO for Icy White)
- Midnight Blue card only offers 1% cashback with no staking
- Customer support can be slow via in-app chat
Why choose Crypto.com ?
The Crypto.com card is ideal for investors looking to maximise rewards within the CRO ecosystem. With five tiers from the free Midnight Blue to the exclusive Obsidian, it adapts to every profile. Its main strength lies in the depth of benefits, Spotify, Netflix, airport lounges, that scale with your staking commitment, making each tier upgrade a genuine qualitative step forward.
About Crypto.com
Card comparison Crypto.com
| Tier | Midnight Blue | Ruby Steel | Jade Green / Royal Indigo | Jade Green / Royal Indigo | Frosted Rose Gold / Icy White |
|---|---|---|---|---|---|
| Cashback | , | 2% | 3% | 3% | 5% |
| Annual fees | Free | Free | Free | Free | Free |
| Staking required | Not required | 400 tokens | 4,000 tokens | 4,000 tokens | 40,000 tokens |
| Network | Visa | Visa | Visa | Visa | Visa |
| Markets | ๐ซ๐ท๐ฉ๐ช๐ช๐ธ๐ฎ๐น๐ฌ๐งbeat๐ต๐น | ๐ซ๐ท๐ฉ๐ช๐ช๐ธ๐ฎ๐น๐ฌ๐งbeat๐ต๐น | ๐ซ๐ท๐ฉ๐ช๐ช๐ธ๐ฎ๐น๐ฌ๐งbeat๐ต๐น | ๐ซ๐ท๐ฉ๐ช๐ช๐ธ๐ฎ๐น๐ฌ๐งbeat๐ต๐น | ๐ซ๐ท๐ฉ๐ช๐ช๐ธ๐ฎ๐น๐ฌ๐งbeat๐ต๐น |
| See offer | See offer | See offer | See offer | See offer | See offer |
Our verdict, Crypto.com
For most users, the Ruby Steel card (400 CRO staked, ~$200) offers the best value with 2% cashback plus Spotify perks. Beyond that, staking requirements grow exponentially for diminishing returns.
FAQ
Full review, Crypto.com
Cashback, fees, security, user experience, everything covered in depth.




