Bybit Card vs Midnight Blue
Detailed comparison
| Bybit Card | Criteria | Midnight Blue |
|---|---|---|
| 2 % | Base cashback | 0 % |
| 10 % | Premium cashback | 0 % |
| Free | Annual fees | Free |
| 1 € | Staking required | None |
| 10 000 € | Daily limit | 5 000 € |
| Mastercard | Network | Visa |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos6
Accepted cryptos8
Bybit Card vs Midnight Blue: which crypto card should you choose?
The Bybit Card and Crypto.com Midnight Blue are both free crypto cards with no staking required, but their cashback rates are vastly different. The Bybit Card offers up to 10% in MNT based on monthly spending, while the Crypto.com Midnight Blue caps at 1% in CRO. The main difference: the Bybit Card is far more rewarding but requires a Bybit account; the Midnight Blue is Crypto.com's entry option.
Cashback and rewards: advantage Bybit Card or Midnight Blue?
Cashback is often the primary selection criterion for a crypto card. Both Bybit Card and Midnight Blue offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Bybit Card and Midnight Blue differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Bybit Card vs Midnight Blue
If you want the best no-staking cashback, the Bybit Card wins hands down. The Crypto.com Midnight Blue is justified mainly if you already use the Crypto.com app and don't want to manage an additional Bybit account. For new crypto users, the Bybit Card is more advantageous. Score: Bybit Card 4.0/5 vs Crypto.com Midnight Blue 3.8/5.
Frequently Asked Questions
Does the Bybit Card require staking?
No. The Bybit Card calculates cashback based on monthly spending volume with no token staking required.
How much does the Crypto.com Midnight Blue earn?
1% cashback in CRO. It's Crypto.com's entry-level card with no premium perks like free Netflix or ATM withdrawals.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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