Midnight Blue vs Revolut Metal
Detailed comparison
| Midnight Blue | Criteria | Revolut Metal |
|---|---|---|
| 0 % | Base cashback | 0,1 % |
| 0 % | Premium cashback | 1 % |
| Free | Annual fees | 204 € |
| None | Staking required | None |
| 5 000 € | Daily limit | 30 000 € |
| Visa | Network | Visa |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos8
Accepted cryptos10
Midnight Blue vs Revolut Metal: which crypto card should you choose?
Revolut Metal and the Crypto.com Midnight Blue cover two different worlds. Revolut Metal (€13.99/month) is the reference among premium neobanks: travel insurance, fee-free currency exchange, 1% cashback in crypto. The Midnight Blue is Crypto.com's entry-level card, completely free (€0/year), offering 1% cashback in CRO with no staking required. Both are available across the EU.
Cashback and rewards: advantage Midnight Blue or Revolut Metal?
Cashback is often the primary selection criterion for a crypto card. Both Midnight Blue and Revolut Metal offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Midnight Blue and Revolut Metal differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Midnight Blue vs Revolut Metal
For a mixed profile (banking + crypto), Revolut Metal offers a more complete ecosystem. For pure crypto at zero cost, the Midnight Blue is solid. Tied on cashback (1% each), but the Midnight Blue wins on price. Revolut Metal 3.8/5 vs Midnight Blue 3.6/5.
Frequently Asked Questions
Revolut Metal or Crypto.com Midnight Blue: which is better for beginners?
The Midnight Blue is simpler to get started with: no subscription, 1% cashback in CRO, quickly available via the Crypto.com app. Revolut Metal requires a subscription but offers more banking features.
Do both cards offer the same cashback?
Yes, both offer 1% cashback, in CRO for the Midnight Blue, in crypto of your choice for Revolut Metal. The choice depends on your preference between CRO and other cryptos.
Does the Crypto.com Midnight Blue require staking?
No. The Midnight Blue requires no staking. This is one of its strengths: CRO cashback is accessible without locking up capital.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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