Gnosis Pay (2% EURE, Safe wallet) or MetaMask Card (1% ETH, MetaMask wallet)? Full comparison of the only two real self-custody crypto cards.
Gnosis Pay vs MetaMask Card: two visions of self-custody
Both cards share one essential trait: they are the only cards enabling true self-custody. But they target very different profiles.
| Criterion | Gnosis Pay | MetaMask Card |
|---|---|---|
| Cashback | 2% EURE | 1% ETH |
| Cashback volatility | None (stablecoin) | Yes (ETH) |
| Wallet | Safe (Gnosis Chain) | MetaMask (Ethereum) |
| Network | Visa | Mastercard |
| Annual fee | €0 | €0 |
Verdict
Choose Gnosis Pay for the best self-custody cashback in stable currency. Choose MetaMask Card if you already use MetaMask daily.FAQ — Gnosis Pay vs MetaMask Card
- What is the main difference between Gnosis Pay and MetaMask Card?
- Gnosis Pay settles on the Gnosis Chain (xDAI) with 2% GNO cashback. MetaMask Card debits your Ethereum wallet directly with 1-3% ETH cashback depending on spending volume. Both are self-custody cards with no staking required.
- Which card has lower fees — Gnosis Pay or MetaMask Card?
- Both have no annual fee. Gnosis Pay charges a small on-chain fee per transaction (~€0.01). MetaMask Card may involve ETH gas costs depending on your wallet setup.
- Which card is easier to use for beginners?
- Gnosis Pay has a simpler onboarding via its Safe wallet app. MetaMask Card requires an existing MetaMask wallet. Both are beginner-friendly compared to other on-chain solutions.
- Is MetaMask Card available in Europe?
- Yes, MetaMask Card is available across the EU and EEA. Gnosis Pay is also EU-wide. Both are MiCA-compliant.
Gnosis PayMetaMaskSelf-custodyComparisonEthereum
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