MetaMask Card, Review 2026
Updated on 1 June 2026 · Network Mastercard
Overall rating / 5
| Summary | MetaMask Card |
|---|---|
| 💰 Max cashback | 1-3% in mUSD |
| 🔒 Staking req. | None |
| 💳 Annual fees | $0 (base) · $199/year (Metal) |
| 🌍 Availability | France, EU |
| Overall rating / 5 | 3.9/5 |
| Network | Mastercard |
Rating breakdown
Strengths
- Directly connected to your MetaMask wallet, true self-custody
- Free base tier (1% in mUSD), no annual fee
- Compatible with all EVM tokens (ETH, USDC, WBTC, DAI, MATIC…)
- No staking required
- Accepted in 200+ countries via Mastercard
- Apple Pay and Google Pay compatible
- Zero FX exchange fees
Weaknesses
- The Metal tier (3%) costs $199/year
- Reserved for users comfortable with crypto wallets
- Less responsive support than neobanks
- No IBAN
📋 Overview
MetaMask Card is the official Mastercard of MetaMask, the world's most-used Web3 wallet with over 30 million active users. Developed by ConsenSys, it connects directly to your MetaMask wallet.
💰 Cashback & Rewards
Cashback is paid in mUSD (the MetaMask stablecoin), not ETH. Two tiers: the free base tier earns 1%; the Metal tier ($199/year) earns 3% on the first $10k/year, then 1%. No proprietary token staking required.
💳 Fees & Conditions
The base tier is free ($0/year, 1% FX abroad). The Metal tier costs $199/year and adds 0% FX fees and higher cashback.
🔒 Security & Regulation
Security is MetaMask Card's strength: your funds remain in your MetaMask wallet in self-custody. ConsenSys is one of the most established Ethereum companies (founded by Joe Lubin, Ethereum co-founder).
📱 User experience
The experience is designed for advanced users already familiar with MetaMask. Card management is done through the MetaMask app. Compatible with Apple Pay and Google Pay.
Our verdict
out of 5
MetaMask Card is the reference card for advanced Web3 users who want to spend their EVM assets without giving up self-custody. The $199 annual fee makes it less competitive against free cards, but the unique value proposition (MetaMask native + self-custody + ETH cashback) justifies the investment for true Ethereum maximalists.
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