Bitcoin Card 2026: Spending and Earning Bitcoin
Updated August 2026 · 82 cards
A bitcoin card is a Visa or Mastercard that converts your BTC to pounds at the point of sale, at any merchant. Three families exist. Cards that convert your bitcoin at checkout, such as Nexo, Crypto.com or Bybit. Cards that pay cashback in bitcoin on every purchase, Nexo returns 1% to 2% in BTC. On-chain cards that draw straight from your wallet, such as Gnosis Pay and MetaMask Card. This ranking compares the cards available to spend bitcoin, with fees and rates verified.
| Criteria | #1Ledger CL Card | #2Deblock Card | #3Uphold Card |
|---|---|---|---|
| Cashback | 1% | 1% | 6% |
| Annual fees | Free | Free | Free |
| Staking req. | Not required | Not required | Not required |
| Network | Visa | Visa | Mastercard |
| Trust Score | 82.0/10 | 75.0/10 | 75.0/10 |
On the same topic, explore our guides on Crypto Cards with the Best Cashback, The Best Crypto Cards in 2026 and Crypto Cards Without Staking Requirements. Estimate your earnings with our cashback calculator.
For most users, the Nexo Card offers the best balance: cashback paid in BTC, no mandatory staking, available in the UK and regulated under MiCA. If you want to keep your own keys, Gnosis Pay remains the most advanced self-custody bitcoin card. Before you choose, check which crypto the cashback is actually paid in.