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French Neobank

Deblock Card, Review 2026

Updated on 1 June 2026 ยท Network Visa

4.2

Overall rating / 5

Deblock Card, Summary
SummaryDeblock Card
๐Ÿ’ฐ Max cashback1% (Premium plan)
๐Ÿ”’ Staking req.None
๐Ÿ’ณ Annual feesโ‚ฌ0 (free Standard plan)
๐ŸŒ AvailabilityFrance, EU (French IBAN)
Overall rating / 54.2/5
NetworkVisa

Rating breakdown

Cashback
3.5
Fees
4.5
Ease of use
4.5
Security
4.8
Support
3.8
Average rating
4.2/5

Strengths

  • French IBAN, instant SEPA transfers included
  • Integrated self-custody wallet (you hold your private keys)
  • First French fintech approved under MiCA by the AMF (No. A2025-001)
  • Regulated by ACPR as an electronic money institution
  • No staking required for cashback
  • Access to 150+ cryptocurrencies
  • Single-use virtual cards (online security)
  • Compatible with Apple Pay and Google Pay
  • Automatic Bitcoin rounding feature on every purchase

Weaknesses

  • Cashback limited to 1% on paid Premium plan
  • Standard plan has no cashback
  • Low free ATM withdrawal limit on Standard (โ‚ฌ100/month)
  • Relatively young (founded 2022), limited track record
  • Fewer cryptos available than major exchanges

๐Ÿ“‹ Overview

Deblock is a French neobank founded in 2022 by former executives from Revolut and Ledger. It combines a business account with French IBAN and a Visa card with a self-custody crypto wallet. In 2025, Deblock became the first French company to obtain CASP approval under MiCA from the AMF.

๐Ÿ’ฐ Cashback & Rewards

Cashback is available only on Premium plans (โ‚ฌ14.99/month or โ‚ฌ10/month annually). The rate is 1% on all purchases, credited directly in the crypto of your choice. In May 2026, Deblock introduced automatic Bitcoin rounding: every payment can be rounded up to the nearest euro, with the difference automatically invested in BTC.

๐Ÿ’ณ Fees & Conditions

The Standard plan is completely free: Visa physical and virtual card, French IBAN, SEPA transfers included, ATM withdrawals up to โ‚ฌ100/month fee-free. Crypto exchange fees on Standard are 1.99%. The Premium plan reduces this spread to 0.49%.

๐Ÿ”’ Security & Regulation

Deblock is the best-regulated player in the French crypto card market: ACPR-approved (electronic money institution), AMF-approved under MiCA (No. A2025-001, first in France). The crypto wallet is self-custody: your private keys are never held by Deblock.

๐Ÿ“ฑ User experience

The Deblock app is available on iOS and Android and highly rated for simplicity. The card is compatible with Apple Pay and Google Pay. Customer support is available in French via in-app chat.

Our verdict

4.2

out of 5

Deblock is the best crypto card for French users who want to control their assets (self-custody) while enjoying a real French business account. AMF + ACPR + MiCA regulation makes it the most secure option on the French market.

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