Deblock Card vs Nexo Card
Detailed comparison
| Deblock Card | Criteria | Nexo Card |
|---|---|---|
| 0,1 % | Base cashback | 0,5 % |
| 1 % | Premium cashback | 2 % |
| Free | Annual fees | Free |
| None | Staking required | None |
| 10 000 € | Daily limit | 10 000 € |
| Visa | Network | Mastercard |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos6
Accepted cryptos7
Deblock Card vs Nexo Card: which crypto card should you choose?
Deblock and Nexo Card are both crypto cards with no staking requirement, but they serve very different profiles. The **Deblock Card** is a French neobank with a French IBAN, self-custody wallet, and the best regulatory standing on the French market (AMF + ACPR + MiCA). The **Nexo Card** stands out with up to 2% cashback in BTC, significantly more than Deblock's 1% on the Premium plan.
Cashback and rewards: advantage Deblock Card or Nexo Card?
Cashback is often the primary selection criterion for a crypto card. Both Deblock Card and Nexo Card offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Deblock Card and Nexo Card differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Deblock Card vs Nexo Card
Deblock wins on regulation, French IBAN, and self-custody. Nexo wins on cashback (2% BTC vs max 1% at Deblock). Our recommendation: choose **Deblock** if you want a proper French current account with crypto integration; choose **Nexo** if maximising BTC cashback is your primary goal. Score: Deblock 4.2/5 vs Nexo Card 4.2/5, tied overall, different on individual criteria.
Frequently Asked Questions
Deblock or Nexo Card: which is available in Europe?
Both cards are available across the EU. Deblock additionally offers a French IBAN (with instant SEPA transfers included), something no other crypto card on the market provides.
Which card offers the best cashback without staking?
The Nexo Card offers up to 2% cashback in BTC with no mandatory staking. The Deblock Card offers 1% on its Premium plan. Nexo wins on this criterion.
What is Deblock's self-custody feature?
With Deblock, your private keys belong only to you, Deblock never holds them. This is a key difference from Nexo, where your crypto is hosted on the platform. Self-custody = you are the sole owner of your assets.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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