Binance Card vs Revolut Metal
Detailed comparison
| Binance Card | Criteria | Revolut Metal |
|---|---|---|
| 0,6 % | Base cashback | 0,1 % |
| 2 % | Premium cashback | 1 % |
| Free | Annual fees | 204 € |
| None | Staking required | None |
| 8 700 € | Daily limit | 30 000 € |
| Visa | Network | Visa |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos6
Accepted cryptos10
Binance Card vs Revolut Metal: which crypto card should you choose?
Revolut Metal and the Binance Card (standard) target different profiles. Revolut Metal is a premium neobank (€13.99/month) with travel insurance, multi-currency exchange and crypto cashback. The Binance Standard Card is free (€0/year) and offers cashback in BNB on everyday spending, linked to the BNB balance held. Both are available in most EU countries via Visa.
Cashback and rewards: advantage Binance Card or Revolut Metal?
Cashback is often the primary selection criterion for a crypto card. Both Binance Card and Revolut Metal offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Binance Card and Revolut Metal differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Binance Card vs Revolut Metal
If you actively use Binance and hold BNB, the Binance Card naturally complements your ecosystem. For a full-featured bank account with a crypto layer, Revolut Metal remains the reference. Score: Revolut Metal 3.8/5 vs Binance Card 3.5/5 for banking versatility.
Frequently Asked Questions
Binance Card or Revolut Metal: which has more banking features?
Revolut Metal has more banking features: multi-currency account, international transfers, travel insurance, standard debit card. The Binance Card is primarily a BNB cashback card.
Do you need to hold BNB to benefit from the Binance Card cashback?
Yes. The Binance Card cashback level is linked to the account's BNB balance. The more BNB you hold, the higher the cashback rate.
Is the Binance Card available across the EU?
Yes, the Binance Card is available across the EU via Visa. Check the current regulatory restrictions for Binance in Europe.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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