Wirex Card, Review 2026
Updated on 1 June 2026 · Network Visa
Overall rating / 5
Wirex Card
Issuer : Wirex
Get the cardView full card detailsCompare cardsSee all cards🔄 Wirex Alternatives| Summary | Wirex Card |
|---|---|
| 💰 Max cashback | Up to 8% in WXT |
| 🔒 Staking req. | WXT optional to improve rate |
| 💳 Annual fees | €0 to €9.99 per month depending on plan |
| 🌍 Availability | EU, UK, US, Asia-Pacific |
| Overall rating / 5 | 3.5/5 |
| Network | Visa |
Rating breakdown
Strengths
- Wide geographic availability (150+ countries)
- Supports 150+ cryptocurrencies and currencies
- Cashback up to 8% with WXT
- Built-in multi-currency accounts
- Great option for frequent travelers
- Apple Pay compatible
Weaknesses
- Cashback paid in WXT (Wirex token with low liquidity)
- Annual fees on certain plans (up to €9.99/month)
- Less modern interface than competitors
- Customer support sometimes disappointing
- Wirex has had operational stability issues in the past
- WXT token unpopular and difficult to resell
📋 Overview
⚠️ As of 30 June 2026, Wirex shut down the crypto side (funding, exchange, spending and Cryptoback) in the EEA and Australia. The crypto card is no longer offered in France or the EU; Cryptoback only remains in the UK, New Zealand, Hong Kong and Taiwan. The description below documents the historical offer.
Wirex is a British fintech founded in 2014, specializing in multi-currency accounts and crypto payments. The Wirex Card (Visa) was available in 150+ countries and supported 150+ cryptocurrencies and fiat currencies.
💰 Cashback & Rewards
⚠️ The Cryptoback™ programme was discontinued in the EEA on 30 June 2026; the rates below now only apply in the UK, New Zealand, Hong Kong and Taiwan. Wirex cashback varied by plan: Standard (free): 0.5% in WXT; Premium (€4.99/month): 1.5% in WXT; Elite (€9.99/month): up to 8% in WXT for certain categories.
💳 Fees & Conditions
Fees vary by plan. The Standard plan is free but with limited benefits. Premium and Elite plans cost €4.99 and €9.99/month respectively. ATM withdrawals are free up to €200/month on the Standard plan.
🔒 Security & Regulation
Wirex is regulated by the FCA in the UK and operates with licenses in the EU. The platform uses end-to-end encryption and 2FA. Funds are segregated.
📱 User experience
The Wirex app is functional but less modern than Crypto.com or Binance. It allows management of 150+ currency accounts, instant conversion, and cashback tracking. The card is Apple Pay compatible.
Our verdict
out of 5
Wirex Card is interesting for its exceptional geographic coverage and multi-currency support. It suits international travelers particularly well. However, cashback in WXT is unattractive given the token's low liquidity.
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