WhiteBIT Nóva, Review 2026
Updated on 1 June 2026 · Network Visa
Overall rating / 5
| Summary | WhiteBIT Nóva |
|---|---|
| 💰 Max cashback | 1-10% in WBT |
| 🔒 Staking req. | WBT staking for high tiers |
| 💳 Annual fees | €0 |
| 🌍 Availability | France, EU |
| Overall rating / 5 | 3.7/5 |
| Network | Visa |
Rating breakdown
Strengths
- Cashback up to 10% in WBT, among the highest on the market
- Zero annual fees
- Available in France and across the EU
- Apple Pay compatible
- No FX exchange fees
- Free ATM withdrawals
- WhiteBIT exchange founded in 2018, solid experience
Weaknesses
- 10% cashback subject to significant WBT staking requirements
- WBT token less known, lower liquidity than BTC/ETH
- WhiteBIT based in Estonia, less known in Western Europe
- Funds on exchange (no self-custody)
📋 Overview
WhiteBIT is one of the largest crypto exchanges in Eastern Europe, founded in 2018 in Tallinn, Estonia. The Nóva card is WhiteBIT's official Visa card, issued in partnership with Wallester AS (a payment institution regulated in Estonia/EU).
💰 Cashback & Rewards
Cashback ranges from 1% (no staking) to 10% (Diamond tier with maximum WBT staking). Intermediate tiers: Standard (0 WBT, 1%), Silver (500 WBT, 2%), Gold (5,000 WBT, 5%), Platinum (25,000 WBT, 8%), Diamond (100,000 WBT, 10%). Cashback is credited in WBT.
💳 Fees & Conditions
The WhiteBIT Nóva card is completely free: €0 annual fees. Zero foreign exchange fees. Free ATM withdrawals up to the monthly limit.
🔒 Security & Regulation
WhiteBIT is regulated in Estonia (EU) and achieved the maximum security score from CER.live. The card is issued through Wallester AS, a payment institution regulated by the Bank of Estonia.
📱 User experience
The WhiteBIT app is available on iOS and Android. Nóva card management is integrated into the main app. Interface available in multiple languages including French. Compatible with Apple Pay.
Our verdict
out of 5
WhiteBIT Nóva offers one of the highest theoretical cashback rates on the market (10% in WBT), but this maximum rate is conditional on substantial WBT staking. For active WhiteBIT exchange users, it's an excellent option.
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