Brighty Card, Review 2026
Updated on 1 June 2026 · Network Visa
Overall rating / 5
| Summary | Brighty Card |
|---|---|
| 💰 Max cashback | 0.5-1.75% in crypto |
| 🔒 Staking req. | None |
| 💳 Annual fees | €0 |
| 🌍 Availability | France, Germany, Spain, Italy |
| Overall rating / 5 | 3.6/5 |
| Network | Visa |
Rating breakdown
Strengths
- Zero annual fees
- European IBAN included (SEPA transfers)
- Available in France, Germany, Spain and Italy
- Simple interface suited for beginners
- Automatic crypto savings features
- Compatible with BTC, ETH, USDC, USDT, SOL
Weaknesses
- Low cashback (0.5-1.75%)
- Young protocol (2022)
- No Apple Pay / Google Pay
- Low ATM withdrawal limit (€3,000/month)
- Support primarily in English
📋 Overview
Brighty is a savings and crypto application founded in 2022 in Warsaw, Poland. It offers a hybrid approach: current account (European IBAN) + crypto wallet + Visa card. The focus is on automatic savings and simplified management of crypto and fiat assets.
💰 Cashback & Rewards
Cashback is 0.5% on the Starter plan and can reach 1.75% on the Premium plan. It's credited in crypto (BTC, ETH or USDC depending on your choice). Cashback is universal across all card payments.
💳 Fees & Conditions
Brighty is completely free: €0 annual fees. The European IBAN and SEPA transfers are included. No exchange fees within the eurozone.
🔒 Security & Regulation
Brighty is issued via Wireflexion sp. z o.o., a payment institution regulated in Poland (EU). Fiat funds are protected up to €100,000 via the European deposit guarantee scheme.
📱 User experience
The Brighty app is available on iOS and Android. Clean interface suited for beginners. Account, card and crypto management is done from a single interface. Customer support primarily in English.
Our verdict
out of 5
Brighty is a solid option for European users seeking a simple crypto card with IBAN and savings features, without fees. Cashback is modest but the app is well-designed.
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