Nexo Card vs Revolut Metal
Detailed comparison
| Nexo Card | Criteria | Revolut Metal |
|---|---|---|
| 0,5 % | Base cashback | 0,1 % |
| 2 % | Premium cashback | 1 % |
| Free | Annual fees | 204 € |
| None | Staking required | None |
| 10 000 € | Daily limit | 30 000 € |
| Mastercard | Network | Visa |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos7
Accepted cryptos10
Nexo Card vs Revolut Metal: which crypto card should you choose?
The Revolut Metal and Nexo Card represent two opposing philosophies: the first is a European neobank that integrates crypto as an additional feature, the second is a crypto-native card built for holders of digital assets. Revolut Metal costs €13.99/month and offers up to 1% cashback in crypto on eligible spending, plus airport lounge access and premium travel insurance. The Nexo Card is completely free (€0/year) and pays up to 2% cashback in BTC or NEXO with no staking required. Both are available across the EU.
Cashback and rewards: advantage Nexo Card or Revolut Metal?
Cashback is often the primary selection criterion for a crypto card. Both Nexo Card and Revolut Metal offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Nexo Card and Revolut Metal differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Nexo Card vs Revolut Metal
If you already use Revolut as your main account and want a single product to manage everything, Revolut Metal is justified despite the monthly fee. To maximize crypto cashback with no fixed costs, the Nexo Card is unbeatable: guaranteed 2% in BTC, no commitment. Our score: Nexo Card 4.2/5 vs Revolut Metal 3.9/5 for crypto-first use.
Frequently Asked Questions
Revolut Metal or Nexo Card: which is cheaper?
The Nexo Card is completely free (€0/year). Revolut Metal costs €13.99/month, roughly €168/year. For purely crypto-focused use, the Nexo Card is far more economical.
Which offers better crypto cashback?
The Nexo Card offers up to 2% in BTC with no special conditions. Revolut Metal offers up to 1% in crypto. The Nexo Card is superior for pure crypto cashback.
Is Revolut Metal available across the EU?
Yes, Revolut Metal is available across the EU via Revolut's Metal subscription, which includes a physical Mastercard and comprehensive banking benefits.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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