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Nexo Card vs OKX Card

Detailed comparison

Carte physique Nexo Card de Nexo, vue de face
Nexo
Score
70
View offerAll tiers
okx-card card
OKX
virtual_only
Score
100
View offerAll tiers
Nexo CardCriteriaOKX Card
0,5 %Base cashback2 %
2 %Premium cashback5 %
FreeAnnual feesFree
NoneStaking requiredNone
10 000 €Daily limit500 €
MastercardNetworkMastercard
Available in Europe
Free ATM withdrawals

Accepted cryptos7

BTCETHNEXOUSDCUSDTXRPBNB

Accepted cryptos5

USDCUSDGOKBBTCETH
Common cryptos
BTCETHUSDC
Only in Nexo Card
NEXOUSDTXRPBNB
Only in OKX Card
USDGOKB

Nexo Card vs OKX Card: which crypto card should you choose?

The OKX Card and Nexo Card are two free (€0/year) crypto cards available in Europe, with different reward models. The OKX Card offers cashback in OKB on spending, with tiers that can be attractive for active OKX exchange users. The Nexo Card offers up to 2% in BTC or NEXO with no staking required, making it accessible to any crypto user.

Cashback and rewards: advantage Nexo Card or OKX Card?

Cashback is often the primary selection criterion for a crypto card. Both Nexo Card and OKX Card offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.

Fees, staking requirements and conditions

Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Nexo Card and OKX Card differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.

Our verdict: Nexo Card vs OKX Card

If you use OKX as your main exchange, the OKX Card naturally integrates your rewards. For BTC cashback without dependence on a specific exchange, the Nexo Card is more universal. Score: Nexo Card 4.2/5 vs OKX Card 3.7/5.

Frequently Asked Questions

OKX Card or Nexo Card: which is more accessible without an active exchange?

The Nexo Card. Its BTC cashback isn't conditional on specific trading activity. The OKX Card is more advantageous if you trade regularly on OKX.

Are both cards available across the EU?

Yes, both cards are available across the EU.

Does the OKX Card offer BTC cashback?

No. The OKX Card pays cashback in OKB, OKX's native token. For BTC cashback, the Nexo Card is more suitable.

Check the full terms on the official website.

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How to choose between two crypto cards?

Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.

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