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Bybit Card vs OKX Card

Detailed comparison

bybit-card card
Bybit
Score
135
View offerAll tiers
okx-card card
OKX
virtual_only
Score
100
View offerAll tiers
Bybit CardCriteriaOKX Card
2 %Base cashback2 %
10 %Premium cashback5 %
FreeAnnual feesFree
1 €Staking requiredNone
10 000 €Daily limit500 €
MastercardNetworkMastercard
Available in Europe
Free ATM withdrawals

Accepted cryptos6

BTCETHUSDTUSDCXRPSOL

Accepted cryptos5

USDCUSDGOKBBTCETH
Common cryptos
BTCETHUSDC
Only in Bybit Card
USDTXRPSOL
Only in OKX Card
USDGOKB

Bybit Card vs OKX Card: which crypto card should you choose?

The OKX Card and Bybit Card are both from major Asian exchange platforms, available across Europe. The Bybit Card offers up to 10% cashback in MNT based on spending volume, while the OKX Card offers up to 3% based on OKB holdings. Both cards are free (€0 annual fees). The Bybit Card is clearly more generous on cashback.

Cashback and rewards: advantage Bybit Card or OKX Card?

Cashback is often the primary selection criterion for a crypto card. Both Bybit Card and OKX Card offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.

Fees, staking requirements and conditions

Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Bybit Card and OKX Card differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.

Our verdict: Bybit Card vs OKX Card

For cashback, the Bybit Card (up to 10% MNT) outperforms the OKX Card (up to 3%). However, the OKX Card scores points on user interface and support availability. If cashback is your priority, choose Bybit. If you're already using OKX as your main exchange, the OKX Card is the natural choice. Score: Bybit Card 4.0/5 vs OKX Card 3.8/5.

Frequently Asked Questions

Is the OKX Card available in Europe?

Yes, the OKX Card Mastercard is available in the EU.

What's the base cashback rate on the OKX Card?

The OKX Card cashback depends on your OKB holding level. The base rate (without OKB) is typically around 0.5–1%.

Check the full terms on the official website.

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How to choose between two crypto cards?

Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.

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