Bybit Card vs Nexo Card
Detailed comparison
| Bybit Card | Criteria | Nexo Card |
|---|---|---|
| 2 % | Base cashback | 0,5 % |
| 10 % | Premium cashback | 2 % |
| Free | Annual fees | Free |
| 1 € | Staking required | None |
| 10 000 € | Daily limit | 10 000 € |
| Mastercard | Network | Mastercard |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos6
Accepted cryptos7
Bybit Card vs Nexo Card: which crypto card should you choose?
The Nexo Card and Bybit Card are among the most popular crypto cards in Europe, but they target very different profiles. The Nexo Card offers up to 2% cashback in BTC or NEXO with no staking required, a major advantage for users who don't want to lock up capital. The Bybit Card offers cashback up to 10% in MNT, also without staking but based on monthly spending volume. Both cards are free (€0 annual fees) and available across the EU.
Cashback and rewards: advantage Bybit Card or Nexo Card?
Cashback is often the primary selection criterion for a crypto card. Both Bybit Card and Nexo Card offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Bybit Card and Nexo Card differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Bybit Card vs Nexo Card
For moderate daily spending (under €500/month), the Nexo Card is the safe bet: guaranteed 2% cashback in BTC with no volume conditions. For high spenders, the Bybit Card can unlock significantly higher rates through its MNT cashback tiers. Our overall score: Nexo Card 4.2/5 vs Bybit Card 4.0/5.
Frequently Asked Questions
Nexo Card or Bybit Card: which has the better cashback?
The Bybit Card can reach 10% cashback in MNT for high spenders, versus 2% in BTC for the Nexo Card. However, the Nexo Card doesn't depend on monthly volume, making it more predictable.
Does the Nexo Card require staking?
No. The Nexo Card pays up to 2% cashback in BTC with no mandatory staking. Holding NEXO in your wallet can improve the rate, but it's optional.
Is the Bybit Card available in Europe?
Yes. The Bybit Card is available across the EU via Mastercard.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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