Bitpanda Card vs Revolut Metal
Detailed comparison
| Bitpanda Card | Criteria | Revolut Metal |
|---|---|---|
| 1 % | Base cashback | 0,1 % |
| 2 % | Premium cashback | 1 % |
| Free | Annual fees | 204 € |
| None | Staking required | None |
| 10 000 € | Daily limit | 30 000 € |
| Visa | Network | Visa |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos7
Accepted cryptos10
Bitpanda Card vs Revolut Metal: which crypto card should you choose?
The Bitpanda Card and Revolut Metal both target European users, but with very different positioning. The Bitpanda Card is free (€0/year) and offers cashback in BEST (Bitpanda token) on spending with no staking. It's especially popular in Germany and Austria, Bitpanda's historic markets. Revolut Metal (€13.99/month) is more versatile: crypto cashback, travel insurance, multi-currency exchange, available across the EU.
Cashback and rewards: advantage Bitpanda Card or Revolut Metal?
Cashback is often the primary selection criterion for a crypto card. Both Bitpanda Card and Revolut Metal offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. Bitpanda Card and Revolut Metal differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: Bitpanda Card vs Revolut Metal
For a Bitpanda user in Germany or Austria, the Bitpanda Card naturally complements the ecosystem. For a full-featured banking product with a crypto layer, Revolut Metal is richer in features. Score: Revolut Metal 3.8/5 vs Bitpanda Card 3.5/5 for versatility.
Frequently Asked Questions
Bitpanda Card or Revolut Metal: which is available in Germany?
Both. The Bitpanda Card is historically strong in Germany and Austria. Revolut Metal is available across the EU, including Germany.
Is the Bitpanda Card's BEST cashback worthwhile?
BEST is Bitpanda's native token. Its value depends on your conviction about that token. If you already use the Bitpanda ecosystem, BEST cashback is a natural bonus.
Does the Bitpanda Card require staking?
No. The Bitpanda Card requires no staking for cashback. This is an advantage over Crypto.com cards, which often require a CRO deposit.
Check the full terms on the official website.
View offerHow to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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