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Trade Republic

4.0/5Up to 1% cashback1 card

The Trade Republic card works differently: every purchase generates a 1% Saveback automatically invested in ETFs or crypto. Available in the EU only.

trade-republic-card card
Trade Republic Card

Trade Republic Card

88/ 100
Very reliable
Trust score, 88/100
Age11 yrs
RegulationBanking license
Trustpilot4.5/5
AUMMedium ($1-10B)
Cashback1%
Annual feesFree
Staking requiredNot required
NetworkVisa
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1% Saveback ETF

Trade Republic Card

Trade Republic ยท Visa

4.0
Max cashbackUp to 1 %
Staking requiredโœ“ Not required
Annual feesFree
1% Saveback automatically invested in ETF or crypto on every purchase
Integrated savings account with 4%+ interest
Updated June 2026Read the review โ†’

Strengths

  • 1% Saveback automatically invested in ETF or crypto on every purchase
  • Integrated savings account with 4%+ interest
  • German IBAN, BaFin-regulated, very high credibility
  • No account or card fees
  • Modern interface and top-rated app
  • Access to stocks, ETFs and crypto from one app
  • Lowest trading fees in Europe (โ‚ฌ1/order)
  • Available across the EU

Weaknesses

  • Saveback limited to 1%, no direct liquid cashback
  • Fractional investing only, no crypto withdrawals to external wallet
  • Not available in the UK
  • Not designed as a native crypto card
  • Limited banking features compared to traditional banks

Why choose Trade Republic ?

Trade Republic is the only card issuer with a "Saveback" system: a portion of every purchase is automatically reinvested in ETFs or crypto. It targets disciplined savers who want every euro spent working towards their financial future, with no extra effort. The card is free (โ‚ฌ5 one-time for the physical), with an integrated savings account earning 4%+ annual interest.

About Trade Republic

Founded
2015
HQ
Germany
Regulation
BaFin (Allemagne)

Our verdict, Trade Republic

The Trade Republic Card is unique in its category: it's the only card that converts your spending into automatic ETF savings. Perfect for long-term investors.

FAQ

Full review, Trade Republic

Cashback, fees, security, user experience, everything covered in depth.

Full review

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