Crypto Cards Compatible with Apple Pay and Google Pay in 2026

Paying with your iPhone or Android using cryptocurrencies is now a reality. Many crypto cards are compatible with Apple Pay and Google Pay. Here is everything you need to know in 2026.

How does a crypto card work with Apple Pay or Google Pay?

The process is identical to any standard bank card in a mobile wallet:

1. 1.You add your crypto card (Visa or Mastercard) to Apple Pay or Google Pay
2. 2.When making a payment, you hold your phone near the terminal
3. 3.The crypto card automatically converts your crypto into euros at the moment of payment
4. 4.The merchant receives euros — they have no idea you are using a crypto card

From the merchant's perspective, a crypto card in Apple Pay works exactly like any standard Visa or Mastercard.

Crypto cards compatible with Apple Pay in 2026

Most crypto cards built on the Visa or Mastercard network are compatible with Apple Pay:

• ▸Crypto.com Card (all tiers) — Apple Pay compatible ✓
• ▸Binance Card — Apple Pay compatible ✓
• ▸Coinbase Card — Apple Pay compatible ✓
• ▸Bybit Card — Apple Pay compatible ✓
• ▸Nexo Card — Apple Pay compatible ✓
• ▸Plutus Card — Apple Pay compatible ✓
• ▸Wirex Card — Apple Pay compatible ✓
• ▸Revolut Metal — Apple Pay compatible ✓

Crypto cards compatible with Google Pay in 2026

Google Pay compatibility is generally on par with Apple Pay for Visa/Mastercard-based cards:

• ▸Crypto.com Card — Google Pay compatible ✓
• ▸Binance Card — Google Pay compatible ✓
• ▸Coinbase Card — Google Pay compatible ✓
• ▸Bybit Card — Google Pay compatible ✓
• ▸Nexo Card — Google Pay compatible ✓

How to set up your crypto card in Apple Pay

1. 1.Open your crypto card app (e.g. the Crypto.com app)
2. 2.Navigate to the "Card" section, then tap "Add to Apple Pay" or "Wallet"
3. 3.Follow the on-screen instructions to confirm the addition (verification code sent by SMS)
4. 4.The card appears in your Wallet app on iPhone

For Google Pay, the process is similar — either through the Google Pay app or directly from within your card's app.

Benefits of contactless payments with a crypto card

• ▸Speed: payment completed in under 2 seconds
• ▸Security: Apple Pay and Google Pay use tokenisation — your real card number is never transmitted
• ▸Discretion: no terminal can tell you are paying with a crypto card
• ▸Cashback unaffected: you continue to earn your crypto cashback even when paying via Apple Pay

FAQ

Does cashback still apply when I pay with Apple Pay? Yes. Cashback is calculated on the transaction itself, regardless of the physical payment method used (physical card, Apple Pay, or Google Pay).

Can I use Apple Pay on public transport with my crypto card? Yes. If your Visa/Mastercard crypto card is Apple Pay compatible, it works on the metro, buses, and any other transport that accepts contactless payments.

Is there a specific spending limit for Apple Pay payments with a crypto card? Standard contactless limits apply (often €50 without a PIN per transaction). For higher amounts, you will need to enter your PIN or authenticate via Face ID/Touch ID.

Can my virtual crypto card be added to Apple Pay before I receive the physical card? Yes — certain cards (such as the Crypto.com Card) allow you to use the virtual card in Apple Pay before the physical card even arrives.